How to transfer money from a savings book to a card. Types of transfers to a savings bank passbook, details for transferring funds. Withdrawing from a passbook using ATMs

A transfer to a Sberbank passbook is carried out upon a personal application of the client to a bank branch. You must have a passport, passbook and indicate:

  • Full name of the person to whose book the transfer is being made;
  • account number (20 digits);
  • the name of the branch in which the book to which the transfer is made is opened;
  • BIC of this branch, TIN and correspondent account of the bank.

How to transfer to a passbook through Sberbank-online:

  • Log in to your personal account using your username and password;
  • Select the account from which you will transfer money;
  • Click on the "Operations" button and in the drop-down window activate the links "Transfer to a private person" ⇒ "Transfer by account number";
  • A form will open in which you need to enter the details of the recipient of the transfer;
  • The operation will be confirmed with a one-time SMS password.

The commission for transferring to a Sberbank book within one region is zero. When transferring money to another region - 1% through Sberbank-online and 1.5% when contacting a bank branch in person (but not less than 30 rubles and not more than 1000 rubles).

Transfers within the Russian Federation are carried out within 1 day, abroad - 2 days.

Transfer from card to Sberbank passbook

  • Insert the card into the receiver of the Sberbank ATM;
  • Dial the pin code;
  • Activate the option "To bank account" on the terminal display;
  • In the window that opens, specify the details of the account to which you are transferring money;
  • Click on the "Pay" button.

Transferring money from a card to a passbook

The transfer is carried out instantly, but the transfer of funds takes up to 3 days.

How to transfer a pension to a Sberbank savings book

  • Come with a passport and a pension certificate to a branch of Sberbank;
  • Open a deposit "Pension Plus of Sberbank of Russia";
  • In the Pension Fund, write an application for transferring a pension to a Sberbank savings book. In the application, indicate the account details and attach a copy of the first page of the passbook indicating the full name of the depositor, the book and account numbers, the BIC of the branch, etc.

It is convenient to receive a pension in Sberbank

The rate on the "Pension Plus" deposit is 3.5%, taking into account interest capitalization - 3.67% per annum. In case of early withdrawal, interest is retained, but capitalization is not carried out.

Is it possible to transfer salary to a Sberbank savings book

The employer formalizes participation in Sberbank's salary projects. To do this, tell him the details of your account.

If the enterprise does not participate in the salary project, then write an individual application addressed to the head of the enterprise, in which indicate the account details. Registration of salary transfers is made to the "Universal" deposit. It is convenient in that you can withdraw money from it at any time. But the rate on it is small - 0.01% per annum.

The bank takes a commission of 1% for the transfer of salary to the client's book. The employer pays the commission according to the current norms - the employee receives the salary in full.

Sberbank is one of the largest banks serving clients not only from Russia, but also from other countries. It offers users not only loans, but also the opportunity to open savings deposits. If necessary, the owner can transfer money from the passbook to a Sberbank card and withdraw at the nearest ATM.

Is it possible to transfer money from a savings book to a Sberbank card

A passbook is an official document confirming that the owner has a savings account with Sberbank. Though technologies have stepped far forward and many open deposits online, passbooks have not yet lost their popularity. Becoming a passbook owner is very simple. You just need to open a savings account in Sberbank.

The owner of this document can carry out any financial transactions. That is, withdraw money, replenish a savings account and much more. Any person can easily do all this both remotely and in person by contacting the bank.

General information on transfers

If necessary, the owner of the passbook can transfer money from his savings account to a Sberbank card, as well as send the required amount to another passbook. To do this, you can use the Internet, that is, conduct the necessary transaction in your Personal Account using Sberbank Online. It is only important to take into account various restrictions and commissions.

How to transfer money from a passbook to a card

There are several ways to transfer money from a passbook to a Sberbank card. If the owner has access to the Internet, he can use online banking. To send funds through Sberbank Online, you must:

If the card belongs to another person, the algorithm of actions is the same. The main condition is that the card be issued at Sberbank. If the phone has an application from the bank, then you can make a transfer through it.

The client can transfer money from the passbook via the Internet and to the card of another bank. The step by step procedure is as follows:


When credited to your personal credit card, savings come instantly. Although sometimes they can go for 5-15 minutes. If the beneficiary is not the owner of the savings deposit, then the specified amount can be credited within 3 days.

Another way to cash out the required amount from the passbook by transferring it to plastic is a personal visit to the nearest bank branch. You can either contact a consultant or the cashier. In the first case, you must have personal documents (passport) and a credit card that is needed for the transfer. If the client applies in the afternoon, most likely, the application will be processed only in the morning.

When it is not possible to make a transaction online, and you need money urgently, you should contact the cashier. In this way, the owner can withdraw the required amount in cash. And if we are talking about transferring funds to a third party, then the cashier can immediately transfer them to his credit card.

It is possible to transfer the required amount through the ATM of Sberbank. The algorithm of actions is as follows:

  1. The owner must use his card and enter the pin code.
  2. Open menu.
  3. Find the "Deposit card" section.
  4. Select your savings book number.
  5. Enter the amount and confirm the transaction.
  6. Get your receipt and credit card.

Funds are credited to the account quite quickly, literally in 5-10 minutes. Therefore, the user can immediately withdraw them from an ATM. But if the funds have not arrived within an hour, do not worry. According to the general rules, the term for enrollment in Sberbank is up to 3 banking days.

Restrictions and limits

Firstly, it is necessary to take into account the commission that is charged when transferring. But there are several nuances here. If funds are transferred to a personal card, the system will not request an additional fee. If the credit card is issued to another person, then the bank commission is about 1–1.5% of the amount.

Secondly, banks usually set different withdrawal limits. But when using a passbook, the owner has the right to transfer any amount.

Reference: in other words, Sberbank has not set any limits on the amounts for these operations.

How to transfer money from a passbook to another person's passbook

If the owner of a savings account wants to use it to replenish the savings book of an outsider, he can do this in any of the above ways. That is, transfer the required amount to a savings account in Sberbank Online, at a bank branch, etc.

When making a transfer, you should take into account the commission. It is standard - transfer via the Internet will cost 1% of the amount, and the bank transfer fee will be 1.5%. The term for crediting funds also differs from the usual one when transferring to your personal account.

Is it possible to transfer money from a card to a passbook

A Sberbank client who has an appropriate deposit can put money into savings directly from his debit card. To do this, you can use several simple methods. If access to the Internet, then you only need a computer or phone (with the application installed).


If the card and the savings account belong to the same person, the specified amount will be credited almost instantly. No commission is charged for this. Then, when the owner wants to replenish the passbook through an ATM, he only needs plastic. After inserting it into the device, you need to specify the pin code, select the desired section and complete the transaction. It will take no more than 5 minutes.

You can make a transfer by contacting the bank. This method takes more time. In addition, the provision of a passbook, card and passport for the transaction is required. Savings are credited to the account in 5-10 minutes after being sent by a bank consultant.

How to transfer money from phone to passbook

Many mobile operators provide their customers with the opportunity to transfer money from their balance to bank cards. But if it's a matter of savings accounts, it is impossible to do so. The user can transfer money from a mobile phone only to a credit card such as MasterCard or Visa, but not to a regular bank account.

How to check balance

Any owner of a savings account must control the balance of his savings book. Especially if you often withdraw funds or replenish the balance. Sberbank provides several options for how a client can check the balance. The simplest is communication with a consultant.

This method is suitable for those who do not have the ability to control financial transactions via the Internet. But when contacting a branch employee, you can quickly find out all the necessary information. But the most convenient way is Internet banking. The user only needs to register on the site, gain access to the Personal Account and thus carry out the necessary operations with accounts.

If these methods are not suitable, you can find out the real balance using a regular SMS message. You just need to send an SMS with the details of the savings book to number 900. The response message will contain all the requested information. Another way is to call an employee of the bank's call center (number 88005555550). To obtain information about their balance, the owner will need to provide the operator with a secret word.

When choosing a method of sending money from a passbook, be sure to pay attention to the presence of a commission. Of course, this does not apply to replenishing a personal credit card. All transfer methods are available to clients and do not take much time. If there are any difficulties, you can call the technical support staff. In addition, using the Internet, you can find a lot of videos where the procedure for working with Sberbank accounts is available.

In previous articles, we talked about how to make a transfer to a Sberbank passbook to another person and how to transfer funds to a Sberbank card. But from the passbook you can transfer money to an account in another bank. This operation is performed through the Internet banking Sberbank Online.

  1. Using your login and password, go to your personal account of the Sberbank Online system.
  2. Select the savings account in the list of accounts - to which the passbook is “linked”.
  3. Enter the "Operations" section and select the "Transfer to another bank" option.
  4. A window will open, in the fields of which indicate the name and BIC of the bank to the account in which the transfer is made, the account number of the person to whom you are making the transfer. Enter the transfer amount.
  5. Submit a translation.

The money sent will be credited within 3 days. Commission for transfer to another bank - 1%.

Transferring money to an account in another bank through Sberbank Online

Similarly, a transfer to another bank is carried out when the client appears in person at a branch of Sberbank. Details of the counterparty to whom you are sending money must be known in advance.

How to transfer money from a passbook to an account in the Yandex.money payment system

The operation is also performed through the Internet bank Sberbank Online.

  1. Enter the "Quick money" tab and select the "Yandex.money" option.
  2. Select the account from which you will deduct money.
  3. Submit a request for a transfer, indicating the account number in Yandex.Money and the amount to be transferred.
  4. Submit a translation.
  5. An SMS with a one-time password will be sent to your phone, which must be entered in the appropriate field in the sending form.

The same transfer can be made from an account in the payment system.

Transferring money from a Sberbank account to Yandex.Money

First, you need to “link” a bank card to the account:

  1. Log in to your account in the Yandex.Money system;
  2. In the "Bank cards" menu section, click on the "Linked cards" option. If necessary, click on the "+" sign and link a new card.
  3. Fill out the form for transferring funds: indicate the number of the card from which you are making the transfer, the CVC code and the expiration date of the card.
  4. Click on the "Continue" button. An SMS with a confirmation password will be sent to your phone. After entering it, the funds will be transferred.

Commission - 1%. The maximum one-time transfer is 10,000 rubles through Sberbank Online and 15,000 rubles through a personal account in Yandex.Money. Up to 15 transfers can be made per day for a total of 90,000 rubles through Sberbank Online and 100,000 rubles through a request from the account in the payment system.

At the moment, savings books are no longer issued to bank customers, as they have been replaced by convenient credit cards that can be paid at any time. But the passbook is something native for the older generation.

It first appeared in 1842. This is a security, which is a written confirmation of a citizen's bank deposit. A huge advantage of this paper was a kind of immunity.

Think for yourself, now you take a credit card and pay for any product or service with it, which is why you can’t save money. And you can’t withdraw money from a passbook so easily and quickly, it’s easier to save money or borrow from relatives.

Now some clients still have a small amount of these securities left, so the problem of how to transfer money from a savings book to a Sberbank card is still relevant.

How to transfer from a savings book to a Sberbank card through a personal account

If you want to use your Sberbank Online personal account, your savings book must be connected to the Internet banking option. In this case, it will be displayed in your account.

Method of transferring funds to a card through a personal account:

Now you can check the availability of funds on your payment card. They will be credited to your account within 3 business days.

Transfer money from a savings book to a Sberbank card Using card details

If your passbook is registered with Sberbank Online, you can easily send money from it to another user's card. To do this, you only need to know the details, have access to the Internet and a phone at hand.

How to make a transfer:

  • Visit the web page https://online.sberbank.ru/CSAFront/index.do.
  • Log in using your password and login.
  • A savings book should be indicated in your personal account, click on it.
  • Select "Transfer to bank card".
  • Specify the details: credit card number, full name of the owner, amount to be credited.
  • Click "Pay".
  • Confirm the operation with the code that you will receive as an SMS on your device.

Transferring money from a savings book to a Sberbank card through an ATM

You can transfer your money from a savings book to a bank card at any Sberbank ATM.

You just need to do the following:

  • insert the card to which payment should be received,
  • enter the pin code,
  • go to your personal account
  • select item "Transfer to card",
  • then "Vkklad-map",
  • enter the amount
  • click "Pay".

Usually, funds are received instantly, but Sberbank guarantees the transfer within 3 business days.

We transfer money from a savings book to a Sberbank card at a Sberbank branch

If you are afraid to transfer money on your own or if you are unable to connect your savings book to Internet banking, you can visit the nearest branch of Sberbank Russia.

Here you need to take a coupon and wait for your turn to a specialist in deposits and accounts. Do not forget to take a bank credit card, passport, and the savings book itself with you.

By presenting these documents to an employee, he will be able to transfer all the funds or the amount you need to a credit card. The operation will not take long. You can also withdraw cash directly from the savings book at the branch.

The transfer fee

If the client carries out transactions between his accounts: a deposit on a passbook - a payment card, then no commission is charged when the transaction is carried out both through an ATM, Sberbank online, and through a bank employee.

When crediting funds to the card account of another user, you will be charged a commission of 1%.

Advantages and Features

Using a Savings Book has its advantages:

  • lower costs compared to a credit card due to the inability to pay with this document in stores,
  • no limits on withdrawals, both in terms of quantity and time,
  • a security could be received by any citizen of the country who wished to keep his money in this way.

Transfer Limits and Restrictions

There are no limits and restrictions on withdrawing funds through a savings book. You can either cash out and transfer part of the money, or all at once.

If you have large amounts, it is better for you to inform the bank employees about this in advance so that they prepare the calculated money for you. This will help you avoid a long wait.

Not everyone knows how to transfer money from a savings book to a Sberbank card. Moreover, some did not even know that such an opportunity existed at all. A passbook is a reliable and profitable way to store and accumulate money. But in the modern world, it cannot be called convenient. Indeed, in order to use this money, the client will have to visit a Sberbank branch, withdraw cash (and only then will he be able to spend it). It is much more convenient to have a plastic card in your pocket, to which you can transfer money from a passbook without much effort. There are several ways to transfer money, and not all of them are as simple as it might seem at first glance. For some people, it would be more convenient and calmer to contact a Sberbank branch and make a money transfer there. And it is much easier for others to do the same translation procedure without leaving home (via the Internet). Consider all the ways to withdraw money from a passbook to a Sberbank card. By the way, such transfers can be made not only for debit, but for everything.

Transferring money from a savings book to a card through Sberbank Online

If an UDBO agreement (universal agreement for banking services) is concluded between the bank and its client, then you can perform any banking operations using the Internet (through Sberbank Online).

To begin with, the client needs to go to his personal account on the Sberbank website, then select the "Transfers" section. Then you need to specify the savings account from which the transfer will be made. Just below, enter the number of the card to which you want to transfer money. And it can be not only a card. With the help of the Internet (online transfer), money can also be sent to the account of another savings book. If funds are transferred between Sberbank accounts, then the transfer of money will occur instantly. But if the amount is transferred from the passbook to the card of a client of another bank, then the transfer takes no more than three business days.

Transferring money from a savings book to a Sberbank card upon application at bank branches

You can transfer money between Sberbank accounts at any nearest bank branch. The client will have to personally come to the department, then ask a specialist to assist in this matter. The consultant will offer to fill out an application in which you must specify all the information related to the transfer (amount, from where and where the transfer is made, passport data, contacts). The money will be transferred to the card account within three business days. You can leave out your contact phone number if you wish. But if it is specified, and connected to it, then when the money transfer is made, the client will receive an SMS notification about this.

Transferring money from a passbook to a Sberbank card "manually" through a bank branch

This method of transferring money is more often used by the older generation. They consider this method more reliable and simple. ? In this case, the client will only need a savings account number (by the way, there are), card number and passport data. First you need to contact any free cash desk (in a branch of Sberbank), with the help of a consultant, withdraw the required amount from the passbook and immediately put them on the bank account of the card. The transfer will be made within one minute.

Transferring money from a savings book to a Sberbank card through ATMs

Why is this method convenient? And the fact that Sberbank ATMs are located in almost every supermarket. They, in turn, are around the corner of each house. Why go looking for Sberbank branches when the money transfer procedure can be done in a store around the corner?

You need to insert a Sberbank plastic card into the ATM card reader. Then select the "Deposit-card" section in the menu. In the window that appears, enter the details of the savings book. Accordingly, indicate the transfer amount and confirm the operation. We are waiting for a special sound signal that will make it clear that the card can be picked up. Meanwhile, the transfer request began to be processed. The funds will be credited to the card within three days.

Commission for transferring funds from a savings book to a Sberbank card

If the transfer is made between Sberbank accounts, no commission is charged. But if the transfer of money is carried out to the card account of another bank, then a certain amount is withdrawn without fail.

The amount of the commission depends on the method of money transfer. So, if money is transferred through Sberbank Online or a mobile bank, then 1% of the transfer amount is debited. Transferring money with the help of a bank employee will cost 1.5% of the total amount of the transfer (not less than 30 rubles, but not more than 1 thousand rubles).

Save the article in 2 clicks:

So, a savings book is a regular account opened with a bank (in this case, with Sberbank). There are no difficulties in transferring money, because it is carried out from one account to another, inside the bank. As it turned out, there are several ways by which you can transfer money from a savings book to a Sberbank card without much effort. The client has the full right to use any of the described methods, choosing the most convenient, profitable and safe for him.

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